Our values

• Transparency
• Credibility
• Social responsibility
• Sustainability
• Integrity
• Relationships

Our values define who we are and thereby lay the foundation of our reputed organization. They guide our actions and behavior, influence our working, facilitate better service for our clients and enable us to engage the community at large. Our values give us confidence in using principles to make decisions which establish M-CRIL’s credentials as a world-class institution.

We make a difference

M-CRIL is a global leader in the financial rating of microfinance institutions and in sectoral advisory services. We aim to have a stimulated sector growth and depth of outreach and impact of initiatives for financial inclusion on a worldwide basis.

We assemble the right team for our clients, drawing on our global knowledge of microfinance. Working in close collaboration with microfinance institutions, we gain a clear understanding of their context and operations and strive to identify issues before they become problems. We provide insightful assessments backed by a uniquely detailed knowledge and understanding of best practices, methodologies and tools.

Developing people

We attract talented professionals from diverse backgrounds. Our emphasis on inclusiveness matters more than ever today. As business challenges become more complex, we need to call upon the widest spectrum of views and opinions to address them. Our open culture offers continuous personal and professional development. It is when our people grow and succeed your institution benefits. M-CRIL’s rating team has substantial capacity and the best available qualifications in the field of financial and social analysis.

Strengthening communities

We help to reduce MFI risk and support institutions and microenterprises to incorporate best practices in their systems. Our work directly impacts understanding of and compliance with the regulatory regime. We promote transparency and strengthen the business proposition of development finance institutions working for those at the bottom of the socio-economic pyramid.

We conduct thorough due diligence based on credible rating and assessment methodologies which conform to global standards. Institutions are assessed on parameters of governance, strategy, management and systems as well as financial performance to be able to provide better and more relevant financial services to the excluded and vulnerable. Our people share their business skills and sector knowledge with others in the development community through active participation in conferences and training programmes.